Introduction
Welcome to Planbok
Planbok is a secure, programmable wallet infrastructure with built-in payment rails for stablecoins and fiat currencies, designed to help businesses easily integrate blockchain and traditional finance based features in treasury management, payment & payroll without exposing users to blockchain complexity.
We abstract the hardest parts of blockchain infrastructure — key management, transaction signing, network communication, and security — so you can focus on building products your users actually understand.
Why Planbok Exists
In emerging markets, Web3 onboarding often fails at the first step:
- Wallet installation
- Seed phrase management
- Gas fee confusion
- Network switching
Most users are not crypto-native.
Most businesses do not want the responsibility of handling private keys.
Planbok bridges that gap.
We provide wallet infrastructure that feels like Web2 — but operates with Web3 guarantees.
What Planbok Provides
Planbok offers:
- 🔐 Threshold-based MPC wallet infrastructure
- 🌍 Multi-chain support
- 🧾 Secure transaction signing
- 🏢 Organizational wallet controls
- 👥 Customer wallet controls
- 🔁 Backend-to-chain orchestration
- 📦 API-first architecture
Security First
At its core, Planbok uses a 2-of-2 Multi-Party Computation (MPC) model.
Private keys are:
- Never generated in full
- Never stored in a single location
- Never exposed to one system
Each signing operation requires distributed coordination between independent MPC nodes.
This eliminates single points of compromise and significantly reduces custody risk.
Who Planbok Is For
Planbok is built for:
- Fintech companies
- Payment providers
- Exchanges
- Gaming platforms
- Marketplaces
- Web2 companies onboarding to Web3
If your product needs blockchain functionality but your users should not manage seed phrases, Planbok is built for you.
How It Works (High-Level)
- A wallet is created via the Planbok API.
- Key shares are generated using Distributed Key Generation (DKG).
- Each share is encrypted and stored independently.
- Transactions are signed through secure MPC coordination.
- The signed transaction is broadcast to the blockchain network.
All without exposing a private key.
Our Philosophy
We believe Web3 adoption in emerging markets will not happen through complexity.
It will happen through:
- Simplicity
- Security
- Familiar user experience
- Strong infrastructure
Planbok exists to power that future.